Graph neural networks and anomaly detection analyze every transaction in under 100ms. 98.5% accuracy with near-zero false positives. Catches sophisticated fraud rings that rule-based systems miss entirely.
02
AI Loan Processing
Auto-underwriting with document extraction and credit scoring. 80% faster approvals — from 4 days to 4 hours. AI handles document verification, income validation, and risk assessment while humans review edge cases.
03
Compliance Automation
Auto-filing for GST, RBI, and SEBI requirements. Regulatory change tracking that updates your systems before deadlines. Audit trail generation that satisfies every examiner.
Real Finance Deployments
AI Automation Running in Financial Operations
NBFC Loan Processing
AI underwriting system for personal loans. Document extraction from bank statements and tax returns, automated credit scoring, and risk assessment. Processing time dropped from 4 days to 4 hours. 3x loan volume handled by the same team.
XGBoostDocument AICredit API
Payment Gateway Fraud
Real-time fraud detection ML pipeline for a payment gateway processing 2M+ transactions/day. Graph neural networks detect sophisticated fraud rings. Saved ₹2.3Cr/year in prevented fraud with just 0.02% false positive rate.
Graph Neural NetReal-time StreamingFeature Store
CA Firm GST Compliance
GST compliance automation for a CA firm managing 200+ clients. NLP extracts invoice data, OCR processes physical documents, auto-reconciliation with GST portal. 90% reduction in manual compliance work.
NLPOCRGST API
Architecture
Our Finance AI Stack
Layer 1
AI / ML
XGBoost for credit scoring and risk models. Graph neural networks for fraud detection. NLP for document extraction and classification. Anomaly detection for real-time transaction monitoring.
Layer 2
Security
Encryption at rest and in transit. SOC 2 compliance controls. PCI DSS for payment data. Role-based access with MFA. Complete audit logging and penetration testing.
Layer 3
Data
Real-time streaming for fraud detection pipelines. Graph databases for relationship analysis. Feature stores for ML model serving. Audit logging for regulatory compliance.
Layer 4
Integration
Core banking API connectors. Payment gateway integrations. RBI regulatory reporting APIs. GST portal integration. Bureau and verification API connectivity.
10+
FinTech Deployments
98.5%
Fraud Detection Accuracy
80%
Faster Loan Processing
₹5Cr+
Saved for Clients
Our Process
From Assessment to Production in 10 Weeks
Week 1-2
FinTech Assessment
Audit financial operations, identify high-ROI automation targets, map data flows and compliance requirements.
Automation RoadmapWeek 3-5
Model Development
Train ML models on your transaction and loan data. Build fraud detection, credit scoring, or compliance models. Validate accuracy.
Trained ModelsWeek 6-8
Integration & Testing
Connect to core banking, payment gateways, and regulatory systems. Run in shadow mode alongside manual processes.
Shadow DeploymentWeek 9-10
Go Live
Switch to AI-driven mode with monitoring, alerting, and compliance dashboards. 30-day support included.
Live Deployment
Investment
Transparent Pricing
Exact costs depend on transaction volumes, integration complexity, and compliance requirements. We provide a detailed estimate after the assessment.
Single Use Case
₹5-15L8-10 weeks
AI automation for one financial process — fraud detection, loan underwriting, or compliance monitoring. Includes model training, integration, and deployment.
Most Popular
Multi-Process
₹15-40L3-5 months
AI across multiple financial processes with shared models, unified dashboards, and cross-process optimization.
Enterprise
On RequestScoped per engagement
Organization-wide AI transformation with custom models, team training, and long-term support across departments.
"We had a great time partnering with Cartoon Mango. The team is adept with the latest technologies and can produce products at scale."
Gautham VarmaSr. Product Manager — Cricket.com
"Cartoon Mango was great to work with. They improvise and provide 24X7 support."
Gaurav SaxenaMedia Manager — BCCI
"The goals set by us were achieved on a competitive timeline and the MVP was well received by our early on-set users."
Sagar NairCEO — Qlan Gaming
"We had a great time partnering with Cartoon Mango. The team is adept with the latest technologies and can produce products at scale."
Gautham VarmaSr. Product Manager — Cricket.com
"Cartoon Mango was great to work with. They improvise and provide 24X7 support."
Gaurav SaxenaMedia Manager — BCCI
FAQ
Common Questions About Finance AI
Our fraud detection system uses graph neural networks and anomaly detection to analyze every transaction in under 100ms. It builds a behavioral profile for each customer and flags deviations — unusual amounts, locations, device fingerprints, and merchant patterns. Unlike rule-based systems, AI catches novel fraud patterns it has never seen before, achieving 98.5% detection accuracy with a 0.02% false positive rate.
We Have Delivered 100+ Digital Products
B2B Ecommerce
Metro Cash and Carry
Creating a Digital Storefront for a Wholesale Expert
News and Media
Outlook Business
Developing a Seamless Digital Subscription Experience for Outlook Business Readers
Sports and Gaming
IPL Fantasy League
Innovation and Development Partners for BCCI's official Fantasy Gaming Platform
Banking and Fintech
Kotak Mahindra Bank
Designing a seamless user experience for Kotak 811 digital savings account
News and Media
News Laundry
Reader-Supported Independent News and Media Organisation
Ecommerce
Bidzapp
Developing an auction-led e-commerce platform for Bidzapp
Esports and Gaming
Qlan
Developing A One Stop Networking Hub For Esports Enthusiasts
B2B Ecommerce
Metro Cash and Carry
Creating a Digital Storefront for a Wholesale Expert
News and Media
Outlook Business
Developing a Seamless Digital Subscription Experience for Outlook Business Readers
Sports and Gaming
IPL Fantasy League
Innovation and Development Partners for BCCI's official Fantasy Gaming Platform
Banking and Fintech
Kotak Mahindra Bank
Designing a seamless user experience for Kotak 811 digital savings account
News and Media
News Laundry
Reader-Supported Independent News and Media Organisation
Ecommerce
Bidzapp
Developing an auction-led e-commerce platform for Bidzapp
Esports and Gaming
Qlan
Developing A One Stop Networking Hub For Esports Enthusiasts
Tell Us About Your Financial Operations
Share your biggest bottleneck — fraud, loan processing, compliance. We'll respond with an automation roadmap and ROI projection.
FinTech AI assessment
ROI estimate with payback timeline
Engineering-first conversation, no fluff
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